Canadian Financial Aid and Funding Options
Canada Student Aid
The Canada Student Financial Assistance Program offers grants and loans to full-time and part-time students to help pay for their post-secondary education.
- Apply with 1 application, through your province or territory of residence
- You don’t need to pay back grants
- You do need to pay back loans after finishing school
- You may be eligible for more than 1 type of grant – when you apply with your province, they will assess your eligibility for all grants
How the funding works
The Government of Canada works with most provincial or territorial governments to offer student grants and loans.
The provinces and territories determine which schools, and which programs within a school, can be designated for funding.
In all situations, you apply with the province or territory that you live in. The amount you can receive is calculated when you apply.
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Private Loans
Many private banking institutions offer postsecondary education loans. These are very similar to other bank loans in that the borrower is expected to make monthly interest payments. In cases where students are deemed ineligible for government student loans but still need financial assistance to cover the costs of education, private financing options can fill the gap.
